Our lineup of individual and multi-life life insurance carriers has been carefully scrutinized to offer excellent pricing and features at all ages and underwriting conditions. We can offer you and your clients creative solutions to the most complicated niche sales opportunities with cutting edge products at the most competitive rates for each underwriting circumstance:

  • Term
  • Whole Life
  • Universal Life
  • Group Life
  • First-To-Die
  • Second-To-Die


We offer a wide array of annuity product options that include fixed, fixed indexed, immediate and variable annuities from carriers with the highest ratings available for both qualified and non-qualified monies. Our fixed annuities offer clients high current fixed interest rates and a variety of surrender periods. Variable annuities are designed to provide you with upside potential through investment in a variety of sub-account choices:

  • Fixed Deferred Annuities
  • Single Premium Immediate Annuities
  • Fixed Indexed Annuities

Disability Income

Income protection policies are offered for people with varied incomes. Policies include non-cancelable or guaranteed renewable premium rates and conditionally renewable to age 75 if working full-time. Residual benefits, recovery (return to work) benefits, future instability, COLA riders, owner occupation extensions, social insurance offset, and supplemental monthly benefits are just a few of the features available:

  • White Collar
  • Blue Collar
  • Non-Occupational
  • Overhead Expenses
  • Disability Buyout

Group Insurance

We offer a wide array of group insurance products for your business owner clients. Offering group insurance to these clients will add additional value to the client relationship while providing needed benefits:

  • Group Medical
  • Group Disability
  • Group Life
  • Group Dental
  • Group Vision

Long-Term Care

Long-Term Care products are offered with the maximum in policy design and features. Plans include Home Health, Nursing Facility, or Comprehensive care with benefits such as guaranteed renewable for life, bed reservation, no prior hospitalization required, ambulance service, return of premium ride, inflation guard rider, guaranteed purchase option rider and spousal discounts:

  • Home Health
  • Nursing Facility
  • Comprehensive

Fixed Insurance is offered through Newbridge Financial Services Group, Inc.